大溫地產局主席 Darcy McLeod關於BC省長簡慧芝
提議修改房產合同轉讓法則, 給省長的公開信
March 22, 2016
REBGV President Darcy McLeod sent the following letter to
Premier Christy Clark in response to her announcement
about new rules for assignments:
2016-03-23 大溫地產老薑 溫哥華家園
尊敬的省長克拉克：
我謹此代表一萬兩千五百名大溫地產經紀, 寫此信表達我們對您決定的
關切。您的決定是先于大溫地產協會獨立諮詢組的複審, 而對地產合同轉讓
採取措施的。
Dear Premier Clark,
On behalf of the more than 12,500 Realtors that we
represent, I am writing to
express concern at your decision to pre-empt the Real
Estate Council’s independent
advisory group’s review and introduce new rules on assignment agreements
in real estate.
我們關注到省政府正在尋求改變規則, 去解決短期問題。我們明白政府
是試圖遏制投機與目前大溫房產市場高需求、低供給的矛盾。試圖干預市場
常常會有不可預測的後果。我們非常尊重地請政府考慮以下問題。
We are concerned that the
provincial government is looking to change the rules
to fix a short-term problem.
We understand the intention is to curb speculation
associated with the high
demand, low inventory market Greater Vancouver
is currently experiencing.
There are often unforeseen consequences associated with
attempting to impose
limitations on the market and we respectfully ask that
the government consider the
following issues.
通常情況下，房產合同轉讓可以保護買賣雙方。例如，預售樓花的情況，
大樓需要一定長的時間來完工，買家的情況改變比如財政狀況、家庭或
個人因素, 或許會使買家不能履行合同。在這種情況下，轉讓合同給
第二買主是原買主尊重合同，從而保護開發商（賣主）。
In other types of markets,
assignments can protect sellers and buyers.
For example, in pre-sale
situations, which of necessity require a long time
to complete, a buyer’s circumstance may change which precludes them
from closing. Financial,
family or other personal situations change.
In such cases, assigning the
contract to a second buyer allows both
the original buyer to honour
the contract and protects the developer/seller
who would otherwise have a
contract potentially in default.
人們為牟利買轉讓的合同是要承擔風險的。他們或許盈利、或許虧錢。
比如，1980年初，同樣的情況發生在BC省，是關於土地買賣，投機者
實際上都虧錢。人們同樣也經歷了2008和2009年的房產預售市場。按照
省政府建議的模式，合同轉讓的盈利要退回給原賣主，原賣主是不是對
因合同轉讓帶來的虧損負責呢？
People who buy an assigned
contract with the goal of reselling to make a profit
are taking a risk. They may
profit, or they may incur losses, sometimes
substantial losses. For
example, in the early 1980s similar activity occurred in BC
relative to land sales, and
speculators did indeed incur substantial losses. People
also experienced losses of
this kind in the presale market between 2008 and 2009.
In the government’s proposed model, profits are to go back to the original
seller.
Will that original seller
also be responsible for any losses?
“影子轉讓”（“shadow flipping”）是為煽動民情而杜撰出來的。
房產合同轉讓在BC
省是合法的。
The term “shadow flipping” was coined to inflame
public opinion. An assignment agreement is a regulated practice in BC.
媒體不顧事實利用合同轉讓給地產經紀抹黑。我們和媒體分享了事實，
但是媒體不報導。我們地產局從來沒收到公眾關於房產合同轉讓引起的投訴。
The media has not let facts
get in the way of painting a negative picture of Realtors
in this story of
assignments. We have shared with them, but they do not report,
that our organization has
yet to receive a formal complaint from the public about
assignments.
我們有現成的地產服務法（Real Estate
Services Act）和職業準則來制約
地產經紀違規。
There are already processes
in place to deal with any Realtor in breach of their
obligations and duties to
their clients outlined within the Real Estate Services Act
and our professional
standards.
對待投訴的處理我們是公佈在公眾網路上的。我們執行國家的地產經紀
職業守則（Realtor
Code of Ethics）和我們地產局有關經紀的各項規章制度。
我們對待違規處理是很嚴厲的。如果地產經紀做錯了什麼，我們很想知道，
也會積極調查。
Our complaints process is
posted on our public website. We administer the national
Realtor Code of Ethics and
the rules and regulations associated with being a member
of our professional
association. We and our members take very seriously any breaches
to these standards. If
Realtors are doing anything wrong, we want to know and we will
vigorously investigate.
關於大溫地區房屋可負擔性的爭論是當今熱點 。已經開始感情用事
和上綱上線。在此情況下，重要的是應該記住市場如潮起潮落變化，
政府的干預卻是永久的。
The housing affordability
debate in Metro Vancouver is at a fever pitch today.
It’s become emotional and political. Amid this climate, it’s important to remember
that market cycles come and
go, but government intervention is permanent.
我們擔心媒體對房產熱點問題的誇張報導, 一旦房產市場發生變化
（市場變化是不可避免的）或許會導致不可預測的後果。
We are concerned that the
media hyperbole on this topic may lead to changes
with unintended consequences
once the market changes, as it inevitably does.
我們誠懇歡迎有機會和政府合作，探討解決方案，來保護公眾對目前
房地產市場動態的不理智行為。
We welcome opportunities to
work with your government to find solutions
that help protect the public
irrespective of current market dynamics.
此致敬上，
大溫地產局主席 Darcy McLeod
Yours truly,
Darcy McLeod, President
Real Estate Board of Greater
Vancouver
版主Jackie Yeh 附註:
對於近來溫哥華房地產市場瘋狂熱炒的情況, 身為站在第一線上,
每天帶著客人, 搶防廝殺的經紀人, 有何感想呢?
雖然自己也擁有房產, 也是既得利益者, 但是確實也不樂見這種情形
持續發生。 而身為負責監督市場與道德規範的地产局, 做這樣的回應
實在令人有粉飾太平、監守自盜的感覺。
我們是不是也應該像之前, 對溫哥華市市長要求一樣, 要求地產局重要官員
諸公大爺們公布財產呢?
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